July 17, 2018 No Comment. Posted in Financial Literacy

Selfie…Selfie…Selfie…We all know about selfie and not only us but the new upcoming generation is also aware of the term. Although the widespread term is fairly new to is but the photos in selfie category is quite common since long

Selfie

A selfie is a self portrait picture clicked by a smart phone by holding in our hand or supported by a selfie stick. Selfies are shared on social networking sites and casual in nature. We click so many pictures with our friends, family and relatives and they are too personal for us. We share few pictures on social media but we keep few of them as we don’t want to share those moments with everyone or maybe we don’t want to share our personal information with everyone.

Selfie Cash

As Selfies are too personal for us similarly Mudrahome.com has come up with a very special and personalized financial product for you known as “Selfie Cash”. As we all know that Mudra Home is financial consulting company that helps and guide you to find a right choice of lender, the product and the right amount for you. This product is launched by Mudra Homes and comes with an instant loan facility. This product is especially for the Businessman who wants instant cash for their business but also serves your need of personal loan. You can also understand this as a Business Loan and a Personal Loan. Let’s read on to have a quick look and know about Business loan and Personal loan.

Business Loan

Business loan is an amount borrowed by the self employed professionals to expand their business with flexible financial solutions. This loan allows getting funds to make the most of the available business opportunities. A business loan can also be borrowed for the business expansion at any phase, machinery or equipment purchase, office renovation etc.

Personal Loan

A personal loan is borrowed to fund your personal needs at any point of time throughout the life. This personal need can be your vacation, paying your credit card debt, higher education, marriage etc. It is an unsecured loan and can be availed both by self employed and salaried professionals.

Selfie cash is an in house financial product of Mudrahome.com which is specifically designed for MSME and small businesses that need funds instantly or have a working capital requirement. As we all know that businesses need adequate funds for the rotation and the expansion of the business. Similar to other loans, it involves the creation of debts, which is repaid with added interest over a period of time. Selfie Cash from Mudrahome.com is a loan that caters small business profiles and allows availing an instant fund for business as well as for personal use. The loan amount of 1lacs to 5Lacs can easily be availed by you. Mudrahome.com keep in mind to provide both the loan products as easy to get, quick and convenient for the borrowers.

Documentation

Documents required to move ahead with Selfie Cash are as follows:

  • Duly filled application form with latest photograph
  • ID Proof (PAN, Aadhar, Voter Card, Driving License, Passport)
  • Proof of Residence (Passport, Aadhar Card, Voter ID,Driving License, Telephone Bill, Ration Card, Gas connection, Any other Certificate from Statutory Authority)
  • Office Address proof (Utility Bill, Trade License, Shop Act Establishment, Partnership deed, copy of MOA & AOA.)
  • Proof of continuity of business for 3 yrs
  • ITR’s (audited/ CA Certified financials for last 3 years)
  • Last 1 year Bank Statement
  • Latest 1 year VAT Tax returns/ service tax returns of the firm
  • Current year provisional financials of the firm
  • All running loan details and loans closed in last 6 months
  • A cheque in favor of financial institution for initial processing

All documents to be self attested

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