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RBL Credit-Card

What is credit Card?

Credit card is a means of payment to the merchant for goods or services provided, in the form of credit or a promise to pay the amount later, along with a minimal charge.Credit cards are provided by banks or financial institutions, and it allows the user to make purchases and pay for the services.

Benefits of Credit Cards

1. Credit card for shopping- Credit cards have redefined the shopping experience if you posses a card. The shopping has become easier, where one can make big purchases for their needs using a credit card without disturbing their monthly budget.

2. Alternative to cash: One of the biggest advantage of having a Credit card is that it eliminates the need for carrying cash around for shopping.

3. ATM withdrawals: Similar to a debit card, the credit card too allows its customers to withdraw cash in case of need.

4. Accepted across the world: Credit cards are a regularly and often accepted mode of payment throughout the world. While travelling overseas, a credit card eases any payments in foreign countries.

Eligibility Criteria for Credit Card

The eligibility for a credit card differs with various providers. However, the basic criteria are as follows:

  • Minimum age is 23 years.
  • Should have a regular source of income to pay back your credit card bills.
  • Do not have a bad credit history.

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